Intestacy

Law Society guidance on Sharia wills triggers heated debate

Law Society guidance on Sharia wills triggers heated debate

In a questionably misguided attempt to recognise differing faiths, the Law Society recently issued guidelines for will writers who are asked to draft a Sharia-compliant will.

Although IWC Ltd has been writing Sharia-compliant wills for some time now, the Law Society decided to formally notify will writing and legal professionals, that Sharia wills would indeed be considered valid, but only if they were signed according to the Wills Act 1837.

Writing a will which complies with English law and adheres to specific religious principles is not always straightforward, however. For example, Sharia and its derivatives including Shia and Sunni, have differing laws. What about if a Muslim dies without a will and their estate is passed into intestacy? Can their wishes regarding distribution of their assets in accordance with Sharia guidelines still be fulfilled?

Another key challenge when writing a Sharia-compliant will is that unlike wills written purely under English law, beneficiaries cannot be named at the time of writing, and are not identified until after the individual’s death. This added complication can obviously add delays to the probate process, whilst research is carried out and any disputes resolved.

This move by the Law Society has since been criticised by many will writing and law professionals, who have accused the body of being “incredibly naive” – so much so, that it is now being threatened with possible legal action.
The Lawyers’ Secular Society (LSS) argues that there are many religions being practised in the UK, and that by “bowing down” to one particular religion, the Law Society is in effect, ignoring all other religions including Judaism, Pagan and Scientology. Instead, the LSS would prefer to see all wills written in strict adherence purely to English law, to provide a just and even playing field to individuals of all religions and faiths.

Do I need to make a will?

Do I need to make a will?

We're often asked the question: "Do I need to make a will?" It's a common misconception that if parents only have one child, then that child will automatically inherit both parents' entire estates and so no will is needed.

Leaving aside the problems and delays that intestacy can bring to the probate process, let's also consider that the old concept of a "traditional" family is now fading, rapidly.  Many people marry for a second or third time and have children with multiple partners.  What happens then?

Making a will is not simply stating to whom you would like to leave your worldly possessions.  For those with children under the age of 18, it is essential that you formally state who should be the child's guardian, in case the worst ever happens.

We have seen countless cases whereby step families can co-exist beautifully – until the natural parent dies and confusion descends about who should receive what.  Even if the parents were married, if no will exists to state who should benefit and why, then anxiety, bitterness and conflict can raise their ugly heads, to the extent that the family unit may be split.

Don't make the mistake of thinking that all will be well and that a relative, friend or the government will automatically know how you would like your hard earned cash and assets to be distributed.  Remove any doubt by formalising your wishes legally in a will.

Witness signed will with false name

Witness signed will with false name

A Bridgnorth man acted as a witness and signed a will using a false name, it was revealed last week.

Joseph Alan Bate died in 2008, leaving an estate worth £60,000 but not having written a will.

Presumably, the late Mr Bate’s neighbour, Daniel Ball, learned that the estate would be passed into intestacy, forging and presenting a will to the Probate Office in 2010.

In an attempt to fool the authorities, Ball asked his friend, Tufayl Ahmed, to act as witness. Ahmed agreed and signed the forged document, using a false name.

Fortunately, it was very evident that the will was a fake, and no monies were transferred from the estate of the deceased. Instead, both men were arrested.

In an attempt to extricate himself from any wrongdoing, Ahmed declared that he believed the document was not a fake will but a reference for his friend. Sadly for him, the fact that he used a fictional name contradicts his claims.

Ball will be sentenced in the new year, whilst Ahmed was handed a two year suspended prison sentence and ordered to undertake 150 hours of unpaid work.

Disabled persons and inheritance


When it comes to disabled persons and inheritance, it is unfortunately a myth that disabled individuals automatically receive a portion of a parent’s inheritance after their death.

The parent, if they make a will, is under no obligation to leave anything to the disabled person. However, under the current rules of intestacy, it is likely that they will receive an equal portion of the estate if they are a son or daughter of the deceased.

If you are registered disabled and need assistance with your day to day living expenses yet have not been left any inheritance by your parent, then it may be you can make a claim under the Inheritance (Provision for Family and Dependants) Act 1975, if probate was granted less than six months ago.

To make an application under the Inheritance Act, simply contact the IWC inheritance and probate specialist team for further details.

Wills for businesspeople

 

Every responsible adult should make a will, but wills for businesspeople are an absolute must, if unpleasant issues after your death are to be avoided.

Particularly if you run a family business and would like to see it continue after you’ve gone, having a will in place will mean that the business is much less likely to be broken up or sold to someone outside of the family unit.

As most people know, when someone dies without making a will, their estate is passed into “intestate” in order to be distributed according to English laws. This rule still applies if the deceased ran a business, with no differentiation made between personal and business assets.

You may not even own the whole of the business in its entirety. If you are a majority shareholder, then your shares will also be distributed in accordance with English intestacy rules if no will is in place, which means a high proportion of the shares could be bequeathed to someone who is not au fait with dealing in stocks and shares.

It seems unfair if you have worked hard all your life and built up a business, simply to see the results of your labours frittered away after you’ve gone. Plan wisely not only for succession purposes, but to ensure that those who need the proceeds most are guaranteed to receive them.

What if the sole beneficiary has died?


This is not a common problem, but we are sometimes asked the question: “What will happen to the estate if the sole beneficiary has died?”

In most cases, if the beneficiary outlived the deceased by more than 30 days but then died before probate was granted then the rules of intestacy may be applied to the distribution of that person's inheritance if they had no will.  A lot would depend on what the first person's will stated, assuming they had a will.  This more complex situation would take place if there were no surviving beneficiaries and no issue of beneficiaries.

Depending on the structure of the family, distribution could be very complicated, with shares of assets often not equal. However, who is likely to receive something is listed below, in order of priority:

- Surviving spouse or civil partner (even if separated or in the process of divorce)
- The deceased’s surviving children
- Parents
- Brothers and sisters
- Grandparents
- Uncles and aunts
- Half uncles and aunts

In some instances, it is not clear who the remaining survivors are and in cases such as these, it may take the services of a reputable heir hunter to track them down, particularly if there are relatives who live abroad.

Will intestacy lead to loss of home?


“Will intestacy lead to the loss of my home?” is a question which is not uncommon.

Only last week I read about the sad case of a woman who, after her mother died, moved into the family home to look after her ailing father.

Unfortunately, neither the father nor the mother had written a will and after the inevitable happened and her father died, the often thorny question of inheritance arose.

Reading between the lines, it sounds as though relations were strained between the woman and her siblings, which led her to ask whether, as the home would be divided between all the brothers and sisters, they could force her to leave? She was particularly concerned as she had nowhere else to go.

The woman was advised to seek the advice of a contentious probate professional without delay, with the aim of making a claim against her father’s estate. Her options were limited to buying her siblings out or giving them rent for their shares. If they didn’t agree to either option, however, they would be entirely within their rights to take her to court in order to forcibly evict her.

Be wary of fraudulent heir hunters


A shocking case came to light last week, in which a property developer pretended to belong to a professional group of heir hunters, in order to gain access to an empty property and pass it off as ready to be let out to tenants.

The empty property in question, which is situated in Essex, belonged to a gentleman who passed away in 2012. As no will was made, the house was then passed to The Treasury Solicitor’s department as part of the intestate process.

The property developer who, like many other scammers, scanned the department’s website to see a list of “bona vacantia” properties, instructed a locksmith, advising him that she was a solicitor, to change the locks so she could gain access and install new tenants into the home.

Fortunately, neighbours became suspicious, contacting both their local MP and the Treasury Solicitor’s department. Shockingly however, police concurred that in fact the woman had not committed any crime.

Acting quickly, the Treasury Solicitor’s department instructed another locksmith to change the locks to the house once again and the fraudulent “solicitor” was given a warning.

If your loved one or neighbour has left behind an empty property, ensure that anyone trying to take possession of it can provide full proof of their identity, before they gain access.

Disabled persons and inheritance

 

When it comes to disabled persons and inheritance, it is unfortunately a myth that disabled individuals automatically receive a portion of a parent’s estate after their death.

The parent, if they make a will, is under no obligation to leave anything to the disabled person. However, under the current rules of intestacy, it is likely that they will receive an equal portion of the estate if they are a son or daughter of the deceased.

If you are registered disabled and need assistance with your day to day living expenses yet have not been left any inheritance by your parent, then it may be you can make a claim under the Inheritance (Provision for Family and Dependants) Act 1975, if probate was granted less than six months ago.

To make an application under the Inheritance Act, simply contact the IWC inheritance and probate specialist team for further details. We can put you in touch with contested probate solicitors who can assist you to make a claim against an estate.  They will talk you through the varying options and see if they can increase an inheritance that may be due to you. 

The problems of intestacy – a case in point

 

Where a person doesn’t make a will, it can often cause tension and squabbles among beneficiaries after their death.

This is particularly so where the deceased leaves behind a considerable amount of money, either in cash or tied up in trusts or property.

Such was the case when a wealthy widow died, leaving not just a property but an entire estate. She had two sons, one of whom still lived on the estate, independently.

Although the rules of intestacy state that both brothers should have been entitled to administer and benefit from the estate mutually and equally, what in fact happened was that without any discussion, one brother applied for the grant of letters of administration, without mentioning the other.

To be sensible and fair, the two brothers, once equally responsible for administering the estate, would then have had the additional discussion of how they wanted to divide the assets between them.

Instead, the second brother was both confused and anxious about whether or not he would be involved in the process at all and how to go about asking for a share of the estate, without upsetting the other brother.

The second brother was advised that if his sibling continued to refuse to cooperate, then legal action should be taken and ultimately, his brother could be removed as personal representative.

All of this was of course completely unnecessary and was a split which wouldn’t have happened, if their mother had quite simply made a will, detailing who should receive what as opposed to dying intestate in the UK