Funeral Planning: What Are The Three Things To Think About When Arranging Your Own Funeral?
It may sound rather morbid, but setting up a funeral plan, or arranging your funeral in advance is something that more of us should definitely be doing. It means peace of mind for the person whose funeral it is, and it also means that friends and family members aren’t faced with the ordeal of having to work through organising a funeral whilst they are still grieving and, even if your death was expected, in shock.
So what can you do to make sure that you get the funeral you want, and that your loved ones aren’t made even more upset than they already are at this difficult time?
Firstly, discuss your funeral plans with your loved ones. Even if you don’t want to arrange a pre-paid funeral, you can still talk about what you want to happen. This doesn’t have to wait until you are unwell; it can be done at any time, and once it is done, you can relax knowing that your family know exactly what you want to happen. This can be as simple as stating whether you would rather have a burial or a cremation, or it can be more in depth and you can discuss the music you want, where you want the funeral to be held, and what might happen to your remains afterwards. You might want to specify what people should wear (bright colours, for example) or whether or not there should be flowers. Whatever it is that you want, talk about it and then write it down and keep the information with your will. That way there will be no confusion when the time comes.
The next thing you can do to make things easier for those who will be organising the funeral is to pay for it. That can either be payment in advance through a pre-paid scheme, or you can simply ensure that you put money away for it somewhere safe (and don’t forget to tell those who need to know where it is!). Alternatively, you can set out in your will just how much money you want to spend on your funeral from the estate, and your loved ones can work to your pre-arranged budget.
Finally, if you do arrange funeral insurance or pay into a payment plan, make sure you are aware of what it covers, and whether there might be any additional costs. Check the terms and conditions so that there are no nasty surprises when your family come to claim on the insurance or use the money set aside in the plan.