Living Wills

Also known as "Advanced Directives", not particularly nice reading, Living Wills are used for those who do not wish to be resuscitated or revived under certain prevailing serious medical conditions. These are similar to Wills in that they have to be Witnessed and can be revoked at any time, although they do not generally need to be updated. Living Wills are generally written at the same time that you make a will.
The Living Will has now been replaced by the more secure but more complex Lasting Power of Attorney also known as LPA. There are now two type of Lasting Power of Attorney, there is the Lasting Power of Attorney that deals with your medical and health situation and the Lasting Power of Attorney that deals with all financial matters. Please see our Enduring Power of Attorney and Lasting Power of Attorney section below. Living Wills signed before the 1st Oct 2007 are still valid. Please call us on 0845 600 3527 if you need further information with regards the Lasting Power of Attorney.

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Enduring/Lasting Power of Attorney
What is a Lasting Power of Attorney. In the event of Mental illness preventing you from dealing with your own financial affairs the Lasting Power of Attorney for financial or the Lasting Power of Attorney for medical affairs or if you wish to discuss your current enduring power of attorney. Lasting Power of Attorney documents are used by your family or loved ones to take over that responsibility. The Lasting Power of Attorney can not enforced until any such illness occurs and even then, they are totally secure because members of your family have to be informed that the Lasting Power of Attorney is to be registered.
The Lasting Power of Attorney document then has to be lodged with the Court of Protection. Please note the Enduring Power of Attorney has now been replaced by the more secure but more complex Lasting Power of Attorney. Enduring Power of Attorney's signed before the 1st Oct 2007 are still valid. Please call us on 0845 600 3527 if you need further information with regards the Lasting Power of Attorney for financial or the Lasting Power of Attorney for medical affairs or if you wish to discuss your current enduring power of attorney.
Conveyancing Services
We have now teamed up with IFAConveyancing to offer a complete conveyance service. Using a specialist panels of Solicitors we can give you a complete conveyance quote. Whether buying or selling a property or whether you are looking for a remortgage or equity release we can provide you with a fixed competitive conveyance price. Our quote system lets you see the price without committing or submitting any personal information. For further details start here
Financial Planning including Equity release
With mortgage rates at their lowest for many years and certain Building Society's being reprimanded for keeping borrowers on such fixed high rates and with Inheritance Tax being charged at 40p for every pound you have over £312K, plus the nil rate band inheritance tax rules have changed there is no better time to have a personal review of your financial circumstances. Covering a vast array of financial services including IHT planning, Mortgage & Re-mortgage with or without equity release, Life Insurance, Pensions, Investments and Home Insurance we can arrange for a leading financial advisor to assist you.

Deed of Variation
For an in-depth analysis on the Deed of Variation please visit our specific Deed of Variation page
Healthcare
With the media reported horror stories over the National Health Service and the spiraling costs of Private Medical Insurance making provisions for healthcare has today become a necessity. We can arrange for a leading Healthcare representative to call you to discuss your circumstances and to provide you with a "No Obligation" consultation. All existing Healthcare schemes are based on an annual policy so even if you have an existing policy a fresh quote may save you money.
 

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